You have the foundation.
Now build
the portfolio.
Eight modules of advanced investing education — built for people who are ready to understand, build, and manage their own portfolio.
No products. No commissions. Just the education.
Premiering Winter 2026
Enroll now at 50% off — use code INVEST50
Get full access to Invest With Intention at half price when you enroll before launch.
Enrollment opens after competency check is complete.
Foundation first. Always.
Invest With Intention picks up where The Foundation leaves off. If you have not yet built your financial foundation — cash flow visibility, an emergency fund, and a debt strategy — start there first. Investing before your foundation is solid can actually set you back. The competency check below will help you figure out where you stand.
Start with The Foundation →Or get both together for $299. The Foundation + Invest With Intention — one purchase, the full journey.
Who It's For
Built for investors who are ready to do this right.
You have been earning, saving, and getting your money organized. Now you want to understand how to actually grow it — not by handing it to someone else, but by knowing enough to manage your own portfolio with confidence.
- You have completed The Foundation or have an equivalent financial foundation
- You have an emergency fund and your debt is either paid off or being actively managed
- You want to understand investing — not just do it because you feel like you should
- You prefer to manage your own portfolio rather than hand it to someone else
Eight Modules. One Portfolio.
This course builds in sequence. Start with the Foundation Review. Move into accounts and vehicles. Understand risk and allocation. Navigate taxes. Learn education savings. Master ongoing management. Build the investor mindset. In that order. On purpose.
The Foundation Review
A fast, honest calibration. Not a recap — a reset. Confirm the foundation before you build on it.
Know Your Accounts — A Full Picture
The complete account landscape. Taxable, tax-deferred, and tax-free. Where every dollar lives and why it matters.
What Lives Inside Your Accounts
Inside the account is where the real decisions live. Stocks, bonds, funds, and what all of it actually means.
Risk, Allocation & Building Your Portfolio
The core of this course. Risk tolerance, time horizon, asset allocation, diversification, and how to build a portfolio that holds.
Taxes & Your Investments
Tax-efficient investing is not optional — it is how you keep what you earn. Capital gains, tax-loss harvesting, and account sequencing.
Education Savings — 529s & Children's Accounts
For investors building toward family. The mechanics of 529 plans, UGMA/UTMA accounts, and what to do before the baby is born.
Managing Your Portfolio Over Time
Building the portfolio is session one. Managing it over a lifetime is the real work. Rebalancing, market drops, and knowing when to adjust.
The Investor Mindset
Behavioral finance, the long game, and what it means to build a personal investing philosophy that holds.
What's Included
Built to make you a confident, independent investor.
- Eight self-paced modules — foundation review through investor mindset
- Reflective prompts throughout each module
- Downloadable worksheets for every module
- Lifetime access
- Self-paced — start anytime, no deadlines
Competency Check
Before you enroll — let's make sure you're ready.
Invest With Intention is built for people who already have their financial foundation in place. Answer 5 quick questions and we'll tell you exactly where you stand.
Do you have a monthly budget or cash flow system in place?
The Bundle
New to all of this? Start at the beginning.
If you are not sure whether your foundation is solid enough yet, get both courses together and work through them in order. The Foundation first, then Invest With Intention when you are ready.
The Foundation + Invest With Intention
$299 — Save $99 vs. purchasing separately
Invest With Intention — Howard Wealth Planning
Ready to invest
with intention?
Premiering Winter 2026
50% off presale — use code INVEST50
$249 — Lifetime access. Start anytime.
Take the Competency Check