Jaden
The one who got a head startHe grew up with money talked about openly at home. Not rich — just informed. He knows things most of his friends don't, and he shares them without thinking twice. The friend everyone wishes they had.
The financial foundation wealthy families have always passed down.
Now it's yours.
Not a class. Not a lecture. Something that actually sticks.
Enroll Now — $99Lifetime access. Start anytime.
Who This Is For
Who this is for
- You're in high school or college and want to understand money before the real world forces you to
- You just started your first job and no one explained what any of the paperwork means
- You're earning but have no system — money comes in and moves out just as fast
- You're a parent who wants to give your student a real financial head start before they leave home
Next Generation Wealth was built for students ages 14–22. Parents — this is the head start you wish someone had given you.
Why This Exists
What you knew about money depended entirely on your environment.
For generations, the rules of money were kept in rooms most people never got access to. Wealthy families passed this information down at the kitchen table. Everyone else found out too late — or not at all.
This is not a budgeting tips course. It was built from nearly 20 years of institutional wealth management experience — JP Morgan, Merrill Lynch, boutique firms — and designed to give young people the exact information that has always been reserved for clients with generational wealth.
Real concepts. Real scenarios. A format built to actually stick. The knowledge gap ends here.
The CharactersThree friends. Real decisions.
Three friends. Real decisions.
Your story somewhere in the middle.
Pixar-style animated characters who act out real financial scenarios while the narrator teaches. Written so any young viewer can see themselves in at least one of them.
Ava
Ready to write a different storyShe watched her parents work hard their whole lives and still struggle. She's motivated, she's paying attention, and she's determined to do something different. She just needed someone to show her how.
Sasha
The money comes in. It just moves fast.She's earning from multiple directions and building something real online. But her spending keeps pace with her income and she's starting to feel it. Her arc is the most dramatic — and the most honest about what social media does to how we think about money.
The CurriculumTen modules.
Ten modules.
One foundation.
Each module follows Jaden, Ava, and Sasha through real decisions and real consequences. The narrator teaches. The characters live it. Short quizzes after each lesson. Downloadable worksheets throughout. Tap any module to see every lesson inside.
4 Lessons
- 1Where It All Begins
- 2Rewriting Your Money Story
- 3The Pause: Money Affirmations for the Hard Moments
- 4Your Goals: What Are You Actually Building Toward?
4 Lessons
- 1Starting Your First Job
- 2Understanding Your First Paycheck
- 3When Your Income Is Different
- 4Cash Flow: What You Actually Have
5 Lessons
- 1Two Accounts and Alerts
- 2Overdraft Fees
- 3The Emergency Fund: What It Is
- 4The Emergency Fund: How to Build and Protect It
- 5Your Goal Savings Account
5 Lessons
- 1Saving Isn't Just for Retirement
- 2The Power of Compounding
- 3Pay Yourself First
- 4Budgeting Without the Guilt
- 5The Millionaire Next Door
7 Lessons
- 1What Credit Actually Is
- 2What Actually Gets Reported
- 3Your First Credit Card
- 4Pay On Time: The Biggest Lever
- 5The Other Four Factors
- 6Why a Good Score Is a Hack
- 7When You Have Debt: How to Tackle It
5 Lessons
- 1Why Taxes Matter Even at Your Age
- 2W-2 vs 1099 vs Cash: What You Owe and When
- 3The Forms: What Shows Up in January
- 4Filing as a Dependent: What Most People Miss
- 5Refunds, Owing, and Why You Always File
4 Lessons
- 1How to Plan for Big Purchases
- 2Buying a Car: Lease vs Buy
- 3Renting Your First Apartment
- 4The Truth About Buying a Home
3 Lessons
- 1Assets vs Liabilities
- 2Looking Wealthy vs Building Wealth
- 3Income Is the Tool. Building Wealth Is the Goal.
4 Lessons
- 1Investing vs Day Trading: Setting the Record Straight
- 2Inflation and Why a Bank Account Isn't Enough
- 3The Brokerage Account: A Store Not a Bank
- 4The Right Account for You: Know Your Options
3 Lessons
- 1What You Now Know
- 2Build Your Personal Financial Action Plan
- 3Your Next Move
The Format
Built to stick. Not just to inform.
Pixar-style animated storytelling with a narrator voiceover. The characters act out the concepts. You learn by watching people you recognize make the decisions you're about to face.
- ✓Animated story-driven episodes — not slides, not talking heads
- ✓Short quizzes after every lesson to lock in the learning
- ✓Downloadable worksheets and tools throughout
- ✓Personal financial action plan delivered at the close
- ✓Lifetime access — revisit any module anytime
- ✓Self-paced — no deadlines, no pressure
From the narrator
“No one is coming to save you financially.
But now you have something better —
The foundation to save yourself.”
The financial foundation wealthy families have always passed down.
Now it's yours.
“What if someone who worked inside the industry finally decided to tell you everything?”
$99 — Lifetime access. Start anytime.
Enroll NowCovering the whole household? Get the Family Bundle — all 3 courses for $299
Want personalized guidance on top of the course?
Students who complete Next Generation Wealth and want a real financial advisor in their corner can explore the Foundation 1:1 program — built for young professionals ready to do the deeper work.
Learn About Foundation 1:1Howard Wealth Planning is a fee-based financial planning practice. We do not sell investment products or earn commissions of any kind. Financial planning services are provided for educational and planning purposes. Howard Wealth Planning is not a registered investment adviser. Services do not constitute investment advice, legal advice, or tax advice.
Crawl. Walk. Run. Build.