About Howard Wealth Planning

Howard Wealth Planning was built from nearly 20 years inside the wealth management industry — from foundational roles at major institutions like JP Morgan and Merrill Lynch, through years inside boutique and institutional wealth management firms across the country.

What those years made clear: this industry was built for people who have already arrived. The products, the minimums, the language, the access — all of it is designed around wealth that already exists.

Howard Wealth Planning exists for everyone still building toward it.

We are a fee-based financial planning practice built for individuals, couples, and young professionals who are earning, growing, and ready to make their money move with real intention. We don't manage your investments or sell you products. We look at your full picture and build you a plan — one that tells you exactly where you are, where you're going, and how to get there.

The plan is the product. And that changes everything.